A people-first Philippine financial independence planner. Estimate when your savings and investments may support the life you want — without accounts, ads, or tracking.
What Namna Does
Namna takes five simple inputs — your age, take-home pay, monthly savings, monthly retirement target, and current foundation — and gives you a clear estimate of when your money could be enough to support the life you want.
No accounts. No bank connections. No cloud sync. Your plan stays on your phone.
Features
- Offline-first — Everything runs on your phone, even with no internet
- Take-home pay first — Works with the number that actually reaches your account, not gross income
- Built for Philippine vehicles — MP2, PERA, RTBs, PSE stocks, SSS, GSIS, time deposits, digital banks
- Future scenarios — Model life changes (new house, tuition, career break) without changing your current plan
- Excel and JSON exports — Your data is yours to take anywhere
- English and Filipino — Full bilingual support
- No account, no ads, no tracking — Private by design
- One-time purchase — No subscription, no upsells
Built for the Philippines
Most financial independence tools are built for US 401(k)s and Roth IRAs. Namna starts from what Filipinos actually use:
- MP2 (Pag-IBIG) with a conservative dividend proxy
- PERA with the ₱200K/year contribution cap
- RTBs and corporate bonds with coupon-style yield
- PSE stocks with a conservative market-return planning rate
- SSS and GSIS pensions estimated from your salary basis and service years
- Time deposits, digital banks, and cooperative share capital
- Custom items for anything your plan includes that we don’t
Privacy First
Your plan stays on your devices:
- No account creation, no login, no email
- No cloud sync, no server
- No analytics, no crash reporting, no advertising SDKs
- All data stored locally using on-device SQLite
What Namna Is Not
Namna is a planning tool, not financial advice. It does not:
- Connect to your bank, broker, or any financial institution
- Execute trades, transfers, or any kind of transaction
- Promise a specific return, age, or outcome
- Model inflation — all amounts are shown in today’s pesos
- Give personalized investment recommendations
Every projection is an estimate under the assumptions you set. Real-world results will differ.
Requirements
- iPhone running iOS 15.1 or later
Download
Available soon on the App Store
Support
Have a question, found a bug, or want to suggest a feature?
About the Developer
Namna is independently developed by Jeryl Donato Estopace. It grew out of wanting a planning tool that starts from Filipino take-home reality and stays private by default.
Tech Stack
Built with:
- React Native with Expo
- TypeScript
- SQLite (expo-sqlite) for on-device persistence
- Zustand for state
- React Native SVG for the projection chart
- ExcelJS for workbook exports
- Jest for unit tests, Maestro for end-to-end flows
Disclaimer: Namna provides planning estimates only. It is not financial advice and is not a substitute for consulting a licensed financial professional. Past performance and reference rates shown in the app do not guarantee future results.