Private · iPhone-only · English + Filipino
When will your money be enough for the life you want? That question became Namna: a private financial planning app for Filipinos on iPhone.
Why I made this
I built Namna from a question I asked myself one day while walking:
When will my money be enough for the life I want?
At first, I tried answering it in an Excel file.
The spreadsheet helped, but it did not feel like the right home for a question like that. It felt too mechanical for something that is actually personal, emotional, and tied to real tradeoffs. I wanted something calmer, clearer, and easier to return to.
Then I started wondering if other Filipinos had been trying to answer the same question too.
That became Namna: a calmer way to think about whether my current money and future savings may eventually be enough for the life I want.
What kind of app is Namna?
Namna is still a planner.
It is not a budgeting app, not a bank dashboard, and not an execution platform.
It helps you:
- understand where your current plan stands
- add the money you already have today
- compare future What If changes without overwriting your main plan
- keep automatic local progress snapshots on the same phone
- keep a readable workbook export for your own records
If the clearest label is one phrase, it is this:
A private financial planning app for Filipinos on iPhone.
What Namna does today
- Current plan estimate — start from age, take-home pay, monthly savings, target monthly amount, and the money you already have
- Money Today — add manual items like MP2, PERA, RTBs, digital banks, SSS, GSIS, and custom entries
- What If changes — compare tuition, repairs, family support, career breaks, or savings changes against your main plan
- Automatic local snapshots — keep progress history on the same phone without manual check-ins
- Excel workbook export — keep a readable copy for your records or sharing
- English and Filipino UI — the core app is bilingual today
- Local-first storage — no account, no cloud sync, no analytics, no ads
What Namna does not claim
- It does not connect to banks, brokers, Pag-IBIG, SSS, GSIS, or any outside system.
- It does not use live market data.
- It does not restore from the exported workbook.
- It does not model inflation yet; amounts are shown in today’s pesos.
- It does not promise a guaranteed age or outcome.
- It does not give personal financial advice.
Every result in Namna is a planning estimate under the assumptions in the app and the inputs you entered.
Inside the current build
All screenshots below were taken from the current 6.5-inch build.
Built for Filipino financial reality
Most planning apps start from US assumptions. Namna starts from what Filipinos actually use:
- MP2 (Pag-IBIG)
- PERA with its annual cap
- RTBs and corporate bonds
- PSE stocks
- SSS and GSIS
- Time deposits, digital banks, and cooperative share capital
- Custom items when your plan includes something outside the presets
The app also uses take-home pay, not gross salary, because that is the number Filipino users actually plan around.
Why the name is Namna
Naming the app was harder than building the first version.
I knew from the beginning that I wanted a Filipino-rooted name. I found the Ilokano word namnama, which carries meanings around hope, desire, and expectation. I shortened that inspiration into Namna and used it as the product name.
For me, that felt right. Planning for the future is not just about math. It is also about hope.
Pricing and availability
- Price:
₱99 one-time - Business model: no subscription
- Platform: iPhone only
- Current status: available now on the App Store
About the Developer
Namna is independently developed by Jeryl Donato Estopace. It grew out of a personal spreadsheet, a simple question, and a desire to build a planning tool that feels more respectful, more local, and more truthful than a generic retirement calculator.
Disclaimer: Namna provides planning estimates only. It is not financial advice and is not a substitute for consulting a licensed financial professional. Past performance and reference rates shown in the app do not guarantee future results.